UPS Employees
Credit Union
3385 Airways Blvd.
Suite 133
Memphis, TN 38116

(901) 396-2132
(800) 627-2723
Fax: (901) 345-0400

To Report Lost or
Stolen MasterCard
866-604-0381

To Report Lost or
Stolen Visa Debit Card
866-546-8273

Dividend Rates

Rates as of 7/1/2008

Account Type	Min. Deposit	Rate	APY*
Share (Savings) Accounts
Basic Shares	$25.00	0.50% - 1.50% (Tier Rates)	-
Share (Checking) Draft	$300.00	0.75%	-
Christmas Club	-	0.50%	0.51%
Vacation Club	-	0.50%	0.51%
Share CDs and IRA CDs
6 Months	$1,000.00	2.25%	2.27%
6 Months	$2,500.00	2.50%	2.52%
9 Months	$1,000.00	2.60%	2.62%
12 Months	$1,000.00	3.00%	3.03%
18 Months	$1,000.00	3.10%	3.13%
24 Months	$1,000.00	3.20%	3.23%
30 Months	$1,000.00	3.30%	3.34%
Certificate Special!
12 Month Jumbo	$100,000.00	3.50%	3.57%
Accumulative IRAs
Variable rate based on the 6 Month CD. $1,000.00 minimum. Subject to change daily.

* APY=Annual Percentage Yield
Rates are subject to change daily.

Loan Rates

Rates as of 2/5/2008

Type of Loan	Approx. Term	Daily Periodic Rate	APR*
Signature Loan (Personal Loan)	-	0.041095%	15.00%
Share Secured	-	0.021917%	8.00%
Certificate Secured	-	-	Earned Rate + 3.00%
New Vehicle Loans	36 Months	0.014384%	5.25%
	48 Month	0.015753%	5.75%
	60 Months	0.016301%	5.95%
	72 Months	0.017808%	6.50%
	84 Months	0.019863%	7.25%
Used Vehicle Loans	Up to 48 Months	0.018493%	6.75%
	Up to 60 Months	0.019041%	6.95%
	Up to 72 Months	0.020548%	7.50%
New Boat Loans	Up to 72 Months	0.019178%	7.00%
Used Boat, RVs, Motorcycles, and Jet Ski Loans	-	0.021918%	8.00%
2nd Mortgage	-	0.021918%	8.00%
Lots - Subdivided	-	0.021918%	8.00%

* APY=Annual Percentage Rate