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UPS Employees
Credit Union
1814 E. Brooks Rd.
Memphis, TN 38116
(901) 396-2132
(800) 627-2723
Fax: (901) 345-0400
To Report Lost or
Stolen MasterCard
866-604-0381
To Report Lost or
Stolen Visa Debit Card
866-546-8273
contact us
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Dividend Rates
Rates as of 7/07/2010
| Account Type |
Min. Deposit |
Rate |
APY* |
| Share (Savings) Accounts |
| Basic Shares |
$25.00 |
0.25% - 0.75%
(Tier Rates) |
- |
| Share (Checking) Draft |
$300.00 |
0.50% |
- |
| Christmas Club |
- |
0.50% |
0.50% |
| Vacation Club |
- |
0.50% |
0.50% |
| Share CDs and IRA CDs |
| 6 Months |
$1,000.00 |
0.75% |
0.75% |
| 6 Months |
$2,500.00 |
0.85% |
0.85% |
| 9 Months |
$1,000.00 |
0.95% |
0.95% |
| 12 Months |
$1,000.00 |
1.50% |
1.50% |
| 18 Months |
$1,000.00 |
1.60% |
1.61% |
| 24 Months |
$1,000.00 |
1.70% |
1.71% |
| 30 Months |
$1,000.00 |
1.80% |
1.81% |
| Certificate Special! |
| 12 Month Jumbo |
$100,000.00 |
1.75% |
1.76% |
| Accumulative IRAs |
| Variable rate based on the 6 Month CD. $1,000.00 minimum. Subject to change daily. |
* APY=Annual Percentage Yield
Rates are subject to change daily.
Loan Rates
Rates as of 1/1/2009
| Type of Loan |
Approx. Term |
Daily Periodic Rate |
APR* |
Signature Loan
(Personal Loan)** |
- |
0.029863% - 0.046301% |
10.90% - 16.90% |
| Share Secured |
- |
0.016438% |
6.00% |
| Certificate Secured |
- |
- |
Earned Rate
+ 3.00% |
| New Vehicle Loans** |
36 - 84 Months |
0.012329% - 0.029452% |
4.50% - 10.75% |
| Used Vehicle Loans** |
48 - 72 Months |
0.015068% - 0.030822% |
5.50% - 11.25% |
| New Boat & RV Loans** |
Up to 72 Months |
0.012329% - 0.029452% |
4.50% - 10.75% |
Used Boat, Motorcycle, and
Jet Skis, Tractor, Four Wheeler Loans** |
- |
0.015068% - 0.030822% |
5.50% - 11.25% |
| 2nd Mortgage |
- |
0.021918% |
8.00% |
| Land |
- |
0.021918% |
8.00% |
* APY=Annual Percentage Rate
**Managed Credit Program: The Annual Percentage Rate(APR) will be determined by your credit worthiness.
Any existing balance on a previous loan on the date of a new advance will be added to the new advance and the entire amount will be at the new APR.
Funds Availability Policy Change Notice
Click to read the
Funds Availabilty Policy Change Notice
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