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UPS Employees Credit Union Membership



Dividend Rates

Rates as of 03/01/2018


Account Type Min. Deposit Rate APY*
Basic Shares $25.00 0.200% - 0.400%
(Tier Rates) 		-
Share (Checking) Draft $300.00 0.50% -
Christmas Club - 0.50% 0.50%
Vacation Club - 0.50% 0.50%
Share CDs and IRA CDs
6 Months $1,000.00 0.50% 0.50%
6 Months $2,500.00 0.55% 0.55%
9 Months $1,000.00 0.65% 0.65%
12 Months $1,000.00 1.00% 1.00%
18 Months $1,000.00 1.10% 1.10%
24 Months $1,000.00 1.20% 1.20%
30 Months $1,000.00 1.25% 1.25%
Certificate Special!
12 Month Jumbo (SC) $100,000.00 1.50% 1.50%
Accumulative IRAs
Variable rate based on the 6 Month CD. $1,000.00 minimum. Subject to change daily.

* APY=Annual Percentage Yield
Rates are subject to change daily.



Loan Rates

Rates as of 7/1/2014


Type of Loan Approx. Term Daily Periodic Rate APR*
Signature Loan
(Personal Loan)** 		- 0.029863% - 0.046301% 10.90% - 16.90%
Share Secured - 0.016438% 6.00%
Certificate Secured - - Earned Rate
+ 3.00%
New Vehicle Loans** 36 - 84 Months 0.00545% - 0.029452% 1.99% - 10.75%
Used Vehicle Loans** 48 - 72 Months 0.015068% - 0.030822% 5.50% - 11.25%
New Boat & RV Loans** Up to 72 Months 0.00545% - 0.029452% 1.99% - 10.75%
Used Boat, Motorcycle, and
Jet Skis, Tractor, Four Wheeler Loans**
 - 0.015068% - 0.030822% 5.50% - 11.25%
2nd Mortgage - 0.021918% 8.00%
Land - 0.021918% 8.00%

* APY=Annual Percentage Rate
**Managed Credit Program: The Annual Percentage Rate(APR) will be determined by your credit worthiness.
Any existing balance on a previous loan on the date of a new advance will be added to the new advance and the entire amount will be at the new APR.


Funds Availability Policy Change Notice


Click to read the Funds Availabilty Policy Change Notice



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Your Savings Federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Govt. Agency.


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UPS Employees
Credit Union.
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UPS Employees
Credit Union
1814 E. Brooks Rd.
Memphis, TN 38116

(901) 396-2132
(800) 627-2723
Fax: (901) 345-0400


To Report Lost or
Stolen MasterCard:
866-604-0381

To Report Lost or
Stolen Visa Debit Card:
866-546-8273
Equal Housing Lender
We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.