Established in 1980 by a group of truck drivers to fulfill the financial needs of the employees of UNITED PARCEL SERVICE. We have come from working out of a shoebox to one of the strongest credit unions in Tennessee. Our membership has grown to over 4,000 members in Mississippi, Arkansas and Tennessee.

Our mission is to meet the needs of our membership by providing financial services of the highest quality through sound financial management and friendly personal service.
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Car Buying Resource

Vehicles for sale!

The Smart Tool for Auto Buying. Click to car shop.

All your car buying needs in one place!

Are you car shopping for a vehicle? UPS Employees Credit Union has partnered with GrooveCar to offer everything you need to do it with confidence and convenience!


Here’s what you’ll find:

  • New and Used Car Search Tool
  • Rates and Payment Calculators
  • Online Loan Application
  • Dealer Locator
  • and much more!

Just Delivered!

Alert Sign

Debit Card Alert

Due to the excess of fraud on Debit cards the Credit Union has placed restrictions on the following States: Georgia and Illinois


This means you will have to have your card and pin for any transactions in these States. Your card will not work for Signature based transactions in Georgia and Illinois.

Read Full Article…

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New Auto Loans 1.99% Loan Promotion

For 60 Month New Vehicle Loans! Give us a call 901-396-2132 or



Don’t be left out of this awesome offer!


Accounts Insured!

Now all accounts are insured up to at least $250,000. During these tough economic times, UPS Employees Credit Union remains financially sound. Rest assured that your deposited funds are insured to the maximum allowed by the National Credit Union Administration (NCUA).


If you have any concerns, please feel free to contact us.

Verified by Visa

Get an extra layer of security when you shop online

In addition to our other ways of preventing, detecting, and resolving fraud, we offer Verified by Visa, a free, simple-to-use service that confirms your identity with an extra password when you make an online transaction.

Find out how it works…

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E-Statements are now available as a free membership perk.

E-statements allow you to view your account statement online rather then receiving a mailed paper statement. E-Statements contain all the information included in your mailed account statement.

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CO-OP Surcharge-Free ATM Network

You can now access your CCU account at nearly 30,000 surcharge-free ATM locations!

Find an ATM!

Online Resources

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The Smart Tool for Auto Buying. Click to car shop.

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Reorder Checks Online

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New Auto Loans 1.99% Loan Promotion