Member Rates : UPS Employees CU

Account Rates

Account Type	Min. Deposit	Rate	APY*
Saving/Checking
Basic Shares	$25.00	0.10% – 0.30% (Tier Rates)	–
Share (Checking) Draft	$300.00	0.25%	–
Christmas Club	–	0.25%	0.25%
Vacation Club	–	0.25%	0.25%

Share CDs and IRA CDs
6 Months	$1,000.00	1.492%	1.50%
9 Months	$1,000.00	1.689%	1.70%
12 Months	$1,000.00	1.887%	1.90%
18 Months	$1,000.00	1.936%	1.95%
24 Months	$1,000.00	2.084%	2.10%
30 Months	$1,000.00	2.182%	2.20%
Certificate Special!
12 Month Jumbo (SC)	$100,000.00	2.722%	2.75%
Accumulative IRAs
Variable rate based on the 6 Month CD. $1,000.00 minimum. Subject to change daily.
* APY=Annual Percentage Yield. Rates are subject to change daily.

Type of Loan	Approx. Term	Daily Periodic Rate	APR*
Signature Loan (Personal Loan)**	–	0.0299% – 0.0463%	10.90% – 16.90%
Share Secured	–	0.016438%	6.00%
Certificate Secured	–	–	Earned Rate + 3.00%
Vehicle Loans
New Vehicle Loans**	48- 84 Months	0.0010% – 0.0274%	3.49% – 10.00%
Used Vehicle Loans**	48 – 72 Months	0.0123% – 0.0329%	4.49% – 12.00%
New Boat & RV Loans**	Up to 72 Months	0.0010% – 0.0274%	3.49% – 10.00%
Used Boat, Motorcycle, and Jet Skis, Tractor, Four Wheeler Loans**	–	0.0123% – 0.0329%	4.49% – 12.00%
Real Estate Loans
2nd Mortgage	–	0.0219%	8.00%
Land	–	0.0219%	8.00%
* APY=Annual Percentage Rate. **Managed Credit Program: The Annual Percentage Rate(APR) will be determined by your credit worthiness. Any existing balance on a previous loan on the date of a new advance will be added to the new advance and the entire amount will be at the new APR.