Member Rates : UPS Employees CU

Account Rates

Account Type	Min. Deposit	Rate	APY*
Saving/Checking
Basic Shares	$25.00	0.10% – 0.30% (Tier Rates)	–
Share (Checking) Draft	$300.00	0.25%	–
Christmas Club	–	0.25%	0.25%
Vacation Club	–	0.25%	0.25%

Share CDs and IRA CDs
6 Months	$1,000.00	2.477%	2.50%
9 Months	$1,000.00	2.673%	2.70%
12 Months	$1,000.00	3.455%	3.50%
18 Months	$1,000.00	2.918%	2.95%
24 Months	$1,000.00	3.065%	3.10%
30 Months	$1,000.00	3.162%	3.20%
Certificate Special!
12 Month Jumbo (SC)	$100,000.00	3.698%	3.75%
Accumulative IRAs
Variable rate based on the 6 Month CD. $1,000.00 minimum. Subject to change daily.
* APY=Annual Percentage Yield. Rates are subject to change daily.

Type of Loan	Approx. Term	Daily Periodic Rate	APR*
Signature Loan (Personal Loan)**	–	0.035% – 0.049%	12.90%-17.90%
Share Secured	–	0.016438%	6.00%
Certificate Secured	–	–	Earned Rate + 3.00%
Vehicle Loans
New Vehicle Loans**	48- 84 Months	0.016% – 0.034%	5.99%-12.50%
Used Vehicle Loans**	48 – 72 Months	0.019% – 0.040%	6.99%-14.50%
New Boat & RV Loans**	Up to 72 Months	0.016% – 0.034%	5.99%-12.50%
Used Boat, Motorcycle, and Jet Skis, Tractor, Four Wheeler Loans**	–	0.019% – 0.040%	6.99%-14.50%
Real Estate Loans
2nd Mortgage	–	0.027%	10.00%
Land	–	0.027%	10.00%
* APY=Annual Percentage Rate. **Managed Credit Program: The Annual Percentage Rate(APR) will be determined by your credit worthiness. Any existing balance on a previous loan on the date of a new advance will be added to the new advance and the entire amount will be at the new APR.