Comptetitive rates on savings accounts, investments, and loans...


Savings/Checking :: Share/IRA CDs :: Accumulative IRAs :: Loans :: Funds Availability Notice

Account Rates

Rates as of November 7th, 2024

Account Type Min. Deposit Rate APY*
Saving/Checking
Basic Shares $25.00 0.10% – 0.30% (Tier Rates)
Share (Checking) Draft $300.00 0.25%
Christmas Club 0.25% 0.25%
Vacation Club 0.25% 0.25%
 
Share CDs and IRA CDs      
6 Months $1,000.00 2.967% 3.00%
9 Months $1,000.00 3.162% 3.20%
12 Months $1,000.00 4.426% 4.50%
18 Months $1,000.00 3.406% 3.45%
24 Months $1,000.00 3.552% 3.60%
30 Months $1,000.00 3.650%

3.70%

Certificate Special!
12 Month Jumbo (SC) $100,000.00 4.668% 4.75%
Accumulative IRAs
Variable rate based on the 6 Month CD. $1,000.00 minimum. Subject to change daily.
* APY=Annual Percentage Yield. Rates are subject to change daily.

Loan Rates

Rates as of November 7th, 2024

Type of Loan Approx. Term Daily Periodic Rate APR*
Signature Loan (Personal Loan)** 0.035% – 0.049% 12.90%-17.90%
Share Secured 0.016438% 6.00%
Certificate Secured Earned Rate + 3.00%
Vehicle Loans
New Vehicle Loans** 48- 84 Months 0.016% – 0.034% 5.99%-12.50%
Used Vehicle Loans** 48 – 72 Months 0.019% – 0.040% 6.99%-14.50%
New Boat & RV Loans** Up to 72 Months 0.016% – 0.034% 5.99%-12.50%
Used Boat, Motorcycle, and Jet Skis, Tractor, Four Wheeler Loans**  0.019% – 0.040% 6.99%-14.50%
Real Estate Loans
2nd Mortgage 0.027% 10.00%
Land 0.027% 10.00%

* APY=Annual Percentage Rate.

**Managed Credit Program: The Annual Percentage Rate(APR) will be determined by your credit worthiness.

Any existing balance on a previous loan on the date of a new advance will be added to the new advance and the entire amount will be at the new APR.


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